Atmos Rewards Credit Cards: 100K Summit & 80K Ascent Offers
Alaska Atmos Rewards offers 100K points on Summit and up to 80K on Ascent. Compare bonuses, spending requirements, annual fees and card benefits.
Alaska Airlines and Bank of America have launched new limited-time welcome offers for their Atmos Rewards credit cards, with bonuses reaching 100,000 points on the Summit and 80,000 points on the Ascent.
These offers went live October 21, 2026, and could be particularly interesting for travelers planning trips to Hawaii or looking to redeem points on Alaska's growing network of international airline partners.
The biggest bonus isn't necessarily the best card, though. The annual fees, spending requirements, and companion benefits are substantially different.
Current Atmos Rewards Credit Card Offers
| Card | Welcome bonus | Required spending | Annual fee |
|---|---|---|---|
| Atmos Summit Visa Infinite | 100,000 points + 25K Global Companion Award | $6,000 in 90 days | $395 |
| Atmos Ascent Visa Signature | Up to 80,000 points + $99 Companion Fare | $5,000 in 90 days for full bonus | $95 |
| Atmos Visa Signature Business | 70,000 points + $99 Companion Fare | $4,000 in 90 days | $70 company fee + $25 per card |
All three cards are issued by Bank of America.
Atmos Rewards Summit Visa Infinite — 100K Offer
The premium Summit card has the largest welcome bonus:
- 100,000 Atmos Rewards points after $6,000 in purchases within 90 days.
- A 25,000-point Global Companion Award after meeting the welcome-offer requirements.
- $395 annual fee.
The Global Companion Award can reduce the points required for a companion's award ticket by up to 25,000 points. It works on eligible Alaska, Hawaiian, and partner airline award bookings, including premium cabins.
View the Summit offer and apply through Alaska Airlines
Atmos Rewards Ascent Visa Signature — Up to 80K Offer
The Ascent card takes a different approach with a two-stage welcome bonus.
First spending threshold:
Spend $3,000 within the first 90 days and receive:
- 60,000 Atmos Rewards points.
- A $99 Companion Fare, plus taxes and fees starting at $23.
Second spending threshold:
Reach $5,000 in total purchases within the same 90 days to earn another 20,000 points.
That brings the total welcome bonus to 80,000 points plus the Companion Fare.
Importantly, the second threshold requires $5,000 in total spending, not an additional $5,000.
The annual fee is $95.
View the Ascent offer and apply through Alaska Airlines
Atmos Rewards Visa Signature Business — 70K Offer
The Business card currently offers:
- 70,000 Atmos Rewards points.
- A $99 Companion Fare, plus taxes and fees starting at $23.
- $4,000 in purchases required within the first 90 days.
The annual fee is $70 for the company plus $25 per card.
This offer isn't as large as the Summit bonus, but the lower fee and more manageable spending requirement could make it appealing to qualifying small-business owners.
View the Business card offer and apply through Bank of America
Benefits: What Makes These Cards Different?
Summit: Premium Travel Benefits
Beyond the welcome bonus, Summit offers:
- Eight Alaska Lounge passes annually, distributed two per quarter.
- A 25,000-point Global Companion Award each account anniversary.
- A 100,000-point Global Companion Award after $60,000 in qualifying annual purchases.
- 10,000 status points each account anniversary, plus one status point per $2 in purchases.
- 3X points on eligible Alaska Airlines, Hawaiian Airlines, dining, and foreign purchases.
- Waived eligible partner award booking fees and same-day confirmed Alaska flight-change fees.
The companion award and lounge passes are the benefits most likely to justify the higher annual fee for occasional travelers.
Ascent: Lower Fee, Useful Benefits
The Ascent card offers:
- 3X points on eligible Alaska and Hawaiian purchases.
- 2X on eligible gas, EV charging, cable, streaming, and local transit.
- Free checked bags and preferred boarding for the cardholder and up to six companions on the same eligible reservation when paying with the card.
- An annual $99 Companion Fare after $6,000 in qualifying card spending during the preceding anniversary year.
- No foreign transaction fees.
The Ascent has a much lower annual fee while retaining several of the everyday benefits that make an airline card worth keeping.
Both personal cards also offer a 10% bonus on points earned from card purchases when you maintain an eligible Bank of America account.
Why Atmos Rewards Points Can Be Valuable
Atmos Rewards combines the loyalty programs of Alaska Airlines and Hawaiian Airlines. Points can also be redeemed on American Airlines, Japan Airlines, and other eligible global partners.
That makes these bonuses more versatile than simply accumulating points for Alaska flights.
For example, travelers headed to Hawaii should compare award prices on Alaska, Hawaiian, and eligible partner flights before redeeming.
Premium-cabin travelers should pay particular attention to partner awards. However, desirable business- and first-class seats can be difficult to find, and award prices can vary substantially.
You can read more about Alaska's expanding partnerships in our article:
Trash Panda Take
The Ascent is probably the better value for most occasional Alaska and Hawaiian travelers. The $95 annual fee is manageable, and the 80,000-point welcome bonus is competitive.
The Summit is more interesting for frequent travelers who will actually use the lounge passes, companion awards, and status benefits. Its larger bonus is attractive, but the $395 annual fee needs to make sense beyond the first year.
The Business card remains a reasonable alternative for eligible applicants, although Alaska has announced plans to refresh its benefits later in 2026.
One final consideration: These are limited-time offers, but a confirmed expiration date has not been announced. Previous Atmos promotions have occasionally offered larger combinations of points or additional flight discounts, so these should not automatically be considered the best offers ever.
For travelers who can comfortably meet the spending requirements without carrying a balance, both personal-card offers deserve consideration.
Offers verified October 21, 2026. Welcome bonuses, eligibility requirements, and card benefits can change. Always verify the complete application terms before applying.
