Wyndham’s New 2026 Award Chart Is Live — Hawaii Holds at 30K and Wells Fargo Changes the Math
Wyndham added a 45K award tier, but its previously designated 30K Hawaii Vacation Club resorts remain on the 30K list. Wells Fargo's 1:2 transfers and Wyndham's new credit-card award discounts create an interesting new sweet spot.
Wyndham Rewards rolled out its new award structure on September 15, 2026, adding a new 45,000-point premium tier while lowering the cheapest tier from 7,500 to 5,000 points.
That initially looked like bad news for Wyndham Vacation Club properties in Hawaii, especially because many had already jumped from 15,000 to 30,000 points per bedroom per night.
Fortunately, the Hawaii properties I was watching did not take another hit.
Hawaii Vacation Club Resorts Stay at 30K
Wyndham’s published Vacation Club redemption page still lists these 12 Hawaii properties at 30,000 points per bedroom per night:
- Club Wyndham Bali Hai Villas
- Club Wyndham Shearwater
- Club Wyndham Ka ‘Eo Kai
- Kauai Coast Resort at the Beachboy
- WorldMark Kona
- Club Wyndham Mauna Loa Village
- Holua Resort at Mauna Loa Village
- Kona Coast Resort
- Waikiki Marina Resort at the Ilikai
- Club Wyndham Waikiki Beach Walk
- Club Wyndham Royal Garden at Waikiki
- Club Wyndham Royal Sea Cliff
That matters because Wyndham’s new terms now allow Vacation Club “Participating Destinations” to cost 5,000, 15,000, 30,000 or 45,000 points per bedroom.
In other words, these resorts could have moved to 45K — but they remain on Wyndham’s published 30K list.
Wyndham also continues to use fixed award pricing rather than dynamic pricing, so the number of points does not automatically rise just because the cash rate is high.
Wells Fargo Makes 30K Awards Much More Attractive
Wells Fargo added Wyndham Rewards as a transfer partner in 2026 at a very favorable rate:
1 Wells Fargo Rewards point = 2 Wyndham Rewards points
That means a standard 30,000-point Wyndham award requires only:
15,000 Wells Fargo points
And that’s before applying a Wyndham credit-card award discount.
Wyndham Card Discounts Change the Math
Wyndham’s updated credit-card lineup now provides different discounts on award stays:
| Card | Award Discount | 30K Award Cost | Wells Fargo Points Needed |
|---|---|---|---|
| No Wyndham card | 0% | 30,000 | 15,000 |
| Earner / Earner Plus | 10% | 27,000 | 13,500 |
| Older Earner Business | 10% | 27,000 | 13,500 |
| New Earner Business | 20% | 24,000 | 12,000 |
| Earner Premier | 25% | 22,500 | 11,250 |
The Business-card distinction is important.
If your Wyndham Earner Business card was opened before June 17, 2026, you remain at the old 10% discount.
Cards opened June 17, 2026 or later receive a 20% discount.
So a one-bedroom Hawaii Vacation Club stay that normally costs 30,000 Wyndham points can effectively cost just 12,000 Wells Fargo points per night with a new Earner Business card.
Four Nights in Hawaii
A four-night stay in a one-bedroom unit normally costs:
120,000 Wyndham points
With the new Business card’s 20% discount:
96,000 Wyndham points
Transferred from Wells Fargo at 1:2, that’s only:
48,000 Wells Fargo Rewards points for four nights
The Premier card’s 25% discount drops the cost to:
90,000 Wyndham points = 45,000 Wells Fargo points
That can be a very good redemption when Hawaii cash rates are high.
The New Wyndham Signup Bonuses Are Less Exciting
The new Wyndham credit-card bonuses look large at first glance, but part of the bonus now requires actual spending at Hotels by Wyndham.
For example, the Earner Business offer can reach 100,000 points, but the structure is:
45,000 points after $3,000 in regular spending
plus
55,000 more points after $500 in Hotels by Wyndham purchases
That second requirement matters.
If you already stay at Wyndham hotels on paid rates, it may be easy to earn.
But if you mainly use Wyndham for Vacation Club awards or points transferred from Wells Fargo, the headline bonus is less impressive.
For many travelers, the ongoing redemption discount may be more valuable than the signup bonus itself.
The Better Strategy May Be Wells Fargo + Wyndham
Instead of putting large amounts of everyday spending on a Wyndham card, a better approach may be:
Earn flexible Wells Fargo Rewards points
then
Transfer to Wyndham at 1:2 only when you find an award you want
and
Use a Wyndham card for the 10%, 20% or 25% redemption discount
That gives you flexibility while still capturing the best parts of Wyndham Rewards.
Bottom Line
Wyndham’s September 15 changes were not the across-the-board devaluation they initially appeared to be.
The new 45K tier creates some risk, but the 12 Hawaii Vacation Club properties already priced at 30K remain on Wyndham’s published 30K list.
More importantly, Wells Fargo’s 1:2 Wyndham transfer ratio combined with Wyndham’s new cardholder award discounts creates a surprisingly strong redemption opportunity.
A 30K Hawaii Vacation Club award can effectively cost as little as:
12,000 Wells Fargo points with a new Earner Business card
or
11,250 Wells Fargo points with the Earner Premier
The Wyndham signup bonuses themselves are only moderately attractive unless you naturally spend money at Wyndham hotels.
But the combination of Wells Fargo transfers + Wyndham card discounts + fixed-price Hawaii Vacation Club awards may be one of the more interesting hotel-point strategies available right now.